When buying a home, you incur many expenses. The real estate agent, obtaining the mortgage, the notary, the land register, etcetera. But exactly what costs of this are tax deductible? Below you will find a clear overview of the costs that are and are not deductible when purchasing a home:
| Cost | Deductible or not |
| The costs of your buying agent | Not deductible |
| The advice and mediation costs of your mortgage | deductible |
| Ground lease redemption fee (if co-financed) | deductible |
| Closing Provisions | deductible |
| Preparatory commission (when extending validity of mortgage offer) | deductible |
| Construction interest up to the date of conclusion of the purchase/construction contract | Not deductible |
| Construction interest after the date of conclusion of the purchase/contracting agreement | deductible |
| Building inspection | Not deductible |
| Structural Inspection if for National Mortgage Guarantee | deductible |
| Charges for National Mortgage Guarantee (NHG) | deductible |
| Notary fees – title deed and land registry registration | Not deductible |
| Notary fees – mortgage deed and registration at the land register | deductible |
| Completion inspection | Not deductible |
| Transfer Tax | Not deductible |
| Acquisition of movable property | Not deductible |
| Valuation costs for obtaining financing and/or NHG | deductible |
| Building depot for renovation costs | deductible |
If you are just going to sell your home, check here to see what expenses are deductible when selling your home.