Purchase A Home
Blog category
Low Rate, High Rate, Current I and Current II
A customer recently asked me for the simplest job ever: just passing on the meter readings of her new home. We only got stuck when filling in because it was not clear which electricity rate now belongs to which electricity level. We now know what it is and are going...
The Purchase Protection Law in Haarlem simply explained
As of February 1, 2022 , the Purchase Protection Act will come into effect in Haarlem. What this law means and what the consequences are, we simply explain to you here.All hoses in Haarlem with a WOZ value of up to €389,000 can no longer be rented out without a...
Cracks in your house simply explained.
Oh my! A crack in my wall, what is going on? Don't look no further, in this blog we give you answers on the cause of the most common cracks. Also we will tell you if it's bad or not. We will explain it nice and easy, so everyone can understand. A horizontal crack in...
What is de difference between an NVM realtor and a VBO realtor?
To get straight to the point: for you as a customer there is actually no difference. Both organizations are a trade association of realtors with strict training requirements to be able to call yourself a realtor and / or appraiser. The trade association submits...
How much do you have to outbid to purchase a home?
A lot of people think that you have to outbid with 10%, but the truth is that there are no ground rules for this! How much you have to bid on a home depends on different factors. I will tell you about the most important ones. There is no such thing as the asking...
Tips if you want to invest in real estate
Financial and reservation Your starting point is to hire a good financial advisor. For example, we work a lot with Poundwise ourselves. (Very good club with several disciplines in house that are relevant for you as a real estate investor). However, there are tons of...
How long is the legal reflection period when purchasing a home
How does that work exactly with the legal reflection period when purchasing a home? We will explain it to you. When does the reflection period start? First of all, it is important to know when the reflection period starts. From what moment should you start counting?...
The 10 golden tips to purchase a home successful
Are you having a hard time to purchase a home successfully? Did you make an offer a couple of times, but without success? What can you do to purchase a home successfully?I will tell you my 10 GOLDEN tips to purchase a home successfully! Tip 1 - FinancialMake sure you...
What to look for when viewing a property in Holland?
When I’m going to view a property with a client, there is a whole list of things where I keep my eye on. Together with my client I have a ‘search profile’ in our system. This system keeps an eye on the new properties in the market and it arranges that the new...
Buying or selling your house, when you are gone, is that possible?
What we often see is that a buyer or seller of the property has just planned a trip or vacation if the transfer date is. But it is also possible that you are prevented for another reason. This is not necessarily a problem. You can solve this by arranging a notarial...
Who arranges and pays the notary when you sell your house?
Whoever chooses and pays the notary actually depends on how the buyer and seller agree on this. The standard NVM purchase contract states the following: The costs related to the transfer of ownership and charged by the notary, such as transfer tax, notary fees and...
Which costs are deductible if you buy a home?
When buying a home, you incur a lot of costs: the broker, obtaining the mortgage, the notary, the land registry, etc. But which costs are precisely tax deductible? Below you will find a clear overview of the costs that can and cannot be deducted when purchasing a...
Why would you take a buying broker?
You want to buy a home. You have already viewed many houses on Funda and you may even have viewed houses. But you have not yet found that new house, let alone bought it. Friends you speak to have bought their house with a buying agent. Why would you take that? You can...
Sale or purchase of a home with solar panels
Solar panels increase the value of a home. A home with solar panels has a better energy rating. Depending on the type of home, the surface area and the number of solar panels, this can save up to 3 "label steps". According to research by the TIAS Real Estate Lab,...
NVM Purchase Act (‘Koopakte’ – model 2018) simply explained
In principle, the deed of purchase is a very clear contract. This is because it is a standard model agreement in which only matters are changed or entered. This is done in a different font, or is credited or deleted. The deed of sale protects the rights of both buyer...
The Haarlem bidding system
What is it and what exactly is the difference with the Amsterdam bidding system? In our region (Zuid-Kennemerland) the most common is the Amsterdam bidding system. Before the crisis, this was mostly the Haarlem bidding system. We explain how it works with an example:...
The energy label when selling your home
Energy rating requiredWhen selling a home, you must ensure that your home has an energy rating, otherwise you run the risk of a fine of more than € 400 when you transfer Do I already have an energy rating?It is possible that your home already has an energy label, for...
The technical inspection of a home
As a purchasing agent, we often advise the buyer to have the property inspected. We do this, of course, to see what the constructional and technical l aspects of the home are and the costs to improve them. Not only for the short term, but also for the future. As a...
The Amsterdam bidding system explained
You view a property and you read in the sales brochure that the Amsterdam bidding system is used. What is this and how does it work? We explain it with an example. You make an appointment, a viewing and it immediately appears that you are enthusiastic about the...
What costs do you have to take into account when purchasing a home?
Below you will find an indication of the costs involved in purchasing your home. What is striking is that many websites give too rosy a picture of the costs. A real estate agent does not cost € 2000 and a notary does not cost € 500 (source: Hypotheker website). These...