When you appraise or buy a property in a city like Amsterdam, you quickly come across the concept of leasehold. This often raises the question, "Is the apartment right fully owned?" At first glance, this seems logical. After all, you buy a property, you have a...
Taxaties
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As a broker or appraiser, how to decipher a complicated soil report?
Anyone who has ever appraised or purchased something in a big city will not be unfamiliar; the soil report you get in front of you is 1 big incomprehensible piece of text more than 50 pages long. You want to buy or appraise that property, and you, as a real estate...
Why are there 2 appraised values in my appraisal report?
You may well have an appraisal report done on a property and there are 2 appraised values in that report. And then there is probably a big difference between those 2 appraisal values. We'll explain why that is. For this reason, there are often 2 values in your...
What if the appraisal value is higher than the purchase price?
What if the appraisal value is higher than the purchase price? An interesting scenario that could have implications for buyers, sellers and mortgage lenders. In this article, we explore the implications and offer useful insights for dealing with this situation. Find...
What is a plausibility statement in an appraisal?
If you need an appraisal to obtain financing for a home, in 99% of cases you will need an NWWI VALIDATED appraisal report. This means that an independent institute (the NWWI) checks the appraiser's valuation report and sees if it meets all the requirements and...
When do I have to pay the appraisal/appraiser?
When to pay an appraisal/appraiser is a crucial question when hiring an appraiser for a professional valuation of your home. The process of an appraisal involves several aspects, including the timing of payment. In this article, we explore the important issues...
The assessed value after remodeling
You can get additional mortgage loans as a (new) homeowner to finance a remodel. A remodel can be very small (such as a new kitchen) or it can be turning the house upside down and wanting to tackle everything in the home. Maybe there is nothing wrong with the home,...
House appraisal for lower mortgage rates
Als huiseigenaar wil je natuurlijk zo min mogelijk betalen voor je hypotheek. Een effectieve manier om dit te bereiken is door je huis te laten taxeren voor een lagere hypotheekrente. Een goede taxatie kan namelijk leiden tot lagere maandelijkse betalingen en/of een...
Tips for finding a good appraiser
1. Always choose a nearby appraiser Appraisers have a work area regulation that means they are not allowed to do appraisals more than 20 kilometers away from their office. In the municipality of Amsterdam, The Hague, Rotterdam and Utrecht, this may not even be more...
What can I do to get the highest possible appraisal value?
A higher assessed value means your home will be worth more when sold. But how do you make sure you get the highest possible appraisal value? In this blog, we give you 10+ practical tips you can apply to increase the appraisal value of your home. In a previous blog...
What is an NWWI appraisal and what does it cost?
Wanneer je een woning koopt en daarvoor een hypotheek afsluit, is het verplicht om een taxatie te laten uitvoeren. Hiermee wordt de waarde van de woning bepaald. Bij de keuze voor een taxateur kun je kiezen voor een erkende taxateur, maar ook voor een NWWI taxateur....
What if the appraisal is lower than the purchase price?
Het kopen van een woning is een spannende en soms ook stressvolle periode, dat begrijpen wij als geen ander. Wanneer je eindelijk een woning hebt gevonden die aan al jouw wensen voldoet en je een bod hebt uitgebracht dat is geaccepteerd, ben je al een stap dichter bij...
When do you need an appraisal report? We explain
Wanneer heb je een taxatierapport nodig? Of je nu op zoek bent naar een nieuwe woning of jouw huidige woning wilt verkopen, de kans is groot dat je vroeg of laat te maken krijgt met een taxatierapport. Een taxatierapport is een rapport waarin een professionele...
What is a licensed appraiser and what does he/she do?
What is a licensed appraiser? A licensed appraiser has the official certification to produce official appraisal reports. Becoming an appraiser requires very intensive training and obtaining the diploma is not easy. Once certified, the appraiser joins a real estate...
How long is a valuation report valid?
You have just had or are planning to have an appraisal report done, but how long is an appraisal report actually valid? In fact, if you have an appraisal report done on your house or condo, it is only valid for a limited time for most lenders. As a rule, an appraisal...
How exactly does an appraisal work?
A home appraisal is an estimate of the value of a property. The value of the property is determined by a certified and licensed appraiser. You need an appraisal when applying for a mortgage, but also when you want to sell your house. However, an appraisal is more work...
What is the difference between appraisal value and resale value?
You had your home appraised by a licensed and independent appraiser. Through your received appraisal report, you are aware of the value of your home. Unfortunately, it was still not possible to find a buyer at this price. How does this come about? Is the appraisal...
What does an appraiser pay attention to?
A common question is what do we as appraisers look for when appraising a home? We're going to tell you about it here and give you some handy tips right away. Unlike with selling a home, where you want everything super tightly clean and neat, that should have no...
Who can all see my appraisal report and with whom will it be shared?
The contents of an appraisal report are very privacy-sensitive information, and the moment someone is privy to the contents, there can be far-reaching consequences. So the big question is who all has access to your appraisal report and with whom is it shared? We give...
How long does an appraisal take?
An appraisal is a valuable investment. It gives you a clear picture of the property's value so you can make a good decision about buying or selling. It can also help determine the insurance value of the home. An appraisal is a reliable way to determine the value of a...
The area of my house is not correct in the BAG (land register) and/or WOZ assessment. How can I get that changed?
It happens quite often that the area of your house listed in the BAG is not correct with the actual area. You then have a good chance of paying too much tax on your home. Here we explain how you can fix that. What counts as area for the BAG and the WOZ? Before you...
When does the area of a garage or outbuilding count in the BAG?
The BAG (Basisregistratie Adressen en Gebouwen) calculates according to the NEN2580 measurement instruction. These are the ground rules for measuring homes that realtors and appraisers, among others, also calculate with. This explains exactly how to calculate the area...
What sales price may I use if I want to sell a rental property to my child?
In this blog, we have already explained to you how to sell a house to your child as cheaply as possible. But what about if you want to sell a rental property to your child? We explain it to you simply here. If you have a property either residential or commercial that...
Does the living area of an outbuilding count if it is not licensed?
What I often encounter as a real estate agent and appraiser is a shed, chalet, office or other outbuilding that has been remodeled and is being used as a residence. That is, it should be dry, well insulated, heated and clearly suitable as a living space. So to be...
Need a quick valuation for my property, what can I do?
Do you need a quick appraisal for your home for some reason? If so, this could be stressful for a while. Sometimes you may really need an appraisal report right away. Or at least an urgent valuation report. So we often call this in the real estate landscape an...
Why do I need to prepare a new appraisal report when there is already an appraisal report?
It often happens that people buy a house and one gets a recent appraisal report from the sellers. When buyers then submit this report to their bank or mortgage broker, they are told that this appraisal report is not useful and a new appraisal report must be prepared....
When do you need an appraisal report?
In these cases, you will (usually) need an appraisal report: -You've bought a house and need a mortgage.-You want a discount on your current mortgage rate. By demonstrating that your home has increased in value significantly, you will fall into a different risk group...
Why is an appraisal report so expensive?
Why is an appraisal report so expensive? That's a question we as realtors often get. So we're happy to tell you a little more about it. The fact that an appraisal report is so expensive is because there are 4 main cost items included in the price: the validation fee...
How exactly does an appraisal work?
How does an appraisal work?The Registered Appraiser will do an appraisal in your home in which he will gather the following information, among others:- The state of maintenance (in detail)- The repair costs of moderate and poor maintenance- The contents and area- The...
What documents does an appraiser need from me?
Do you have to have a house appraised? Then it would be nice if this happens as soon as possible. You can help speed up this process by sending the appraiser the documents he needs for the appraisal as soon as possible. We explain here simply what you have to submit...





























